Terms and Conditions
All intellectual property on this Site, including without limit, the text, graphics, copyright works and trade marks, is owned by us (or by third-party content suppliers). We are the exclusive owner of all rights in the compilation, design and layout of this Site.
Right to Use Site and Content
You may access, view and print the content on this Site, provided you only use that content for informational, non-commercial purposes. We reserve the right to prohibit links to the Site, and you agree to remove or cease any link upon our request. You may not frame any part of the Site material by including advertising or other revenue-generating material.
The information provided on the Site is for relationship and product awareness building only and has not been prepared by taking into account the particular objectives, situation or needs of any individual users. Use of information and material contained on the Site is at your own risk. Although we have tried to ensure the content on this Site is current, accurate and complete, we do not guarantee that such content will be current, accurate or complete when you access it. Postings are made at such times as we determine in our discretion, and we do not review past postings to determine whether they remain accurate. We will take action, within a reasonable time, to correct any error or inaccuracy which is brought to our attention.
Third Party Websites and Materials
This Site may contain links to third party websites. These websites have not been prepared by us and are not controlled by us. They are provided for your convenience only, and do not imply that we check, endorse, approve or agree with third party websites this Site links to. The content of the Site may include information or commentary provided by users or other third parties. We are not responsible for the content provided by users or third parties, and we are under no obligation to monitor or remove any third-party content or user comments. The Site may also contain third-party advertisements. Advertisements are not recommendations or endorsements by us. You should refer to the relevant advertiser for information on its products and/or services.
All Liability Excluded
To the extent permitted by law: • all warranties, representations and guarantees (whether express, implied or statutory) are excluded, including without limit, suitability, fitness for purpose, accuracy or completeness of this Site or the content on or accessed through it; and • we will not be liable for any damage, loss or expenses, or indirect losses or consequential damages of any kind, suffered or incurred by you in connection with your access to or use of this Site or the content on or accessed through it. If the New Zealand Consumer Guarantees Act 1993 applies, you may have rights or remedies which are not excluded nor limited by the above. If you are using this Site or its content for business purposes, the above exclusions and limits will apply and the New Zealand Consumer Guarantees Act 1993 will not apply.
We respect your privacy and will not share your personal information with any third parties, unless expressly approved by you.
Jurisdiction and Governing Law
Security of Information
Unfortunately, no data transmission over the Internet can be guaranteed as totally secure. Whilst we strive to protect such information, we do not warrant and cannot ensure the security of any information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk. Nevertheless, once we receive your transmission, we will take reasonable steps to preserve the security of such information. You should never share your secure information, password or identifier with any other person.
We may use "cookies" to provide you with access to tailored information and services on the Site and to serve you better when you return to it. A cookie is a small data file that the Site sends to your browser, which may then be store on your system for later retrieval by the Site. Cookies track your movements through different websites, and are widely used on websites to help with navigation and to help personalise your experience when you visit a website.